Thursday, 8 October 2020

IFFCO Tokio Health Insurance: Know Plans, Benefits and Premium

IFFCO Tokio Health Insurance


IFFCO Tokio General Insurance Firm was established on Four December 2000. It's a joint venture between the Indian Farmers Fertilizer Cooperative (IFFCO) and its companions (Tokio Marine and Nicido Fire Group).
IFFCO Tokio Health Insurance: Know Plans, Benefits and Premium

IFFCO Tokio Health Insurance gives a really comprehensive coverage to offer health care compensation for self, spouse, dependent mother and father, kids, brother, sister, brother-in-law, sister-in-law, nephew, niece or another dependents.

As well as, a scheme referred to as 'MOS-BITE Protector Coverage' was launched by IFFCO Tokio late last 12 months to offer safety against vector-borne diseases.

Types of IFFCO Tokio Health Insurance

  1. IFFCO Tokio Family Health Protector Policy
  2. IFFCO Tokio Individual Health Protector Policy
  3. IFFCO Tokio Healthy Armor Policy
  4. IFFCO Tokio Individual Mediclaim Policy
  5. IFFCO Tokio Individual Accidental Insurance Policy
  6. IFFCO Tokio Family Health Protector Policy


1. The IFFCO Tokio Family Health Protectors

Policy helps the client to offer safety to your entire family with the very best medical treatment support with many advantages at affordable premium charges.

Features & Benefits

The coverage covers hospitalization expenses for room lease, therapy, surgery, nursing, organ transplant and many others.

It gives pre-hospitalization for 45 days and hospitalization price for 60 days.

The plan provides an ambulance price for 1% of the sum assured (maximum Rs. 2500).

121 - Provision of daycare procedures in which the policyholder's admission to the hospital will not be required for more than 24 hours.

Important Illness can be included in the plan which requires the policyholder to pay 30% greater than the original premium to avail double the sum insured for coverage against essential sickness for his family.

2. IFFCO Tokio Individual Health Protector Policy

The IFFCO Tokio Individual Health Protector Coverage provides coverage for health care bills such as hospitalization, therapy, medicines, and many others. on a person as well as family floater basis.

Eligibility

All medical costs related to anesthesia, diagnostic test, oxygen, blood, prosthetic organs, gear, pathological check, chemotherapy or dialysis and many others. are additionally covered below the coverage.

Post-hospitalization price for 60 days of hospitalization together with pre-hospitalization price for 45 days are coated below the policy. Vaccination and health check-up charges are included within the policy.

For every claim-free 12 months, 5% of the sum insured in every renewal shall be added to the coverage as a cumulative bonus. But this bonus can only be added as much as a most of 50% of the basic sum assured of the expiring coverage. The plan also gives coverage for essential sickness cover in addition to emergency assist services.

3. IFFCO Tokio Healthy Armor Policy

IFFCO Tokio Healthy Kavach Family Health is a family floater health insurance plan. It takes full care of medical emergencies by offering cover for the policyholder's medical evacuation, analysis, session and referral and thus ensures that the policyholder will get the best treatment and care without any financial problem and compromise.

Features & Benefits

The plan offers a number of insured insurance choices starting from Rs 2, 3, 4, and 5 lakhs which will be chosen as per the requirement. You can enjoy varied specific add-on covers corresponding to extension of essential sickness under the great scheme of the coverage. Policyholders 60 years or younger will not be required to bear any medical examination while buying the coverage. It gives protection for room rent which is 1% of the essential sum insured and up to 2% in case of ICU / ITU admission.

4. IFFCO Tokio Individual Mediclaim Policy

IFFCO gives medical cover for the coverage with the option of extending the cover for serious diseases at reasonably priced prices to the Tokio Individual MediShield Coverage as the treatment is way clearer to deal with it than the common diseases.

Features & Benefits

People between the age of 3 months to 80 years can avail this insurance, where a child between Three months to five years will be covered only when each mother and father are covered under health insurance.

If you need to travel for medical treatment in the country, then below the scheme a unique medical and personal support service is available to the policyholder at no further value. Pre-existing diseases are covered only after a 3-year waiting period of steady renewal of the insurance policy.

5. IFFCO Tokio Individual Accidental Insurance Policy

The IFFCO Tokio Individual Accidental Insurance Policy gives the necessary monetary coverage for a policyholder's broken bones, cuts, burns, loss of eyesight or accidents like limbs, ambulatory or medical services and hospitalization.

Features & Benefits

In case of death of the policyholder during the accident, the nominee shall be paid the loss of life profit under the policy together with the sum assured. In case of total and partial everlasting disability and momentary total disability, the insurance coverage holder will obtain 100% of the sum assured below the scheme.

All medical remedies with the help of which the insured will be cured are covered as per the norms of the respective insurance coverage. The coverage even gives the advantage of finance to a specified extent against the loss of employment of the policyholder which ends up from an accident.

The scheme gives training benefits to the dependent kids of the policy holder if the policyholder suffers from complete everlasting disability, loss of eyes or limbs, or unfortunate death due to an accident.

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