Tuesday, 13 October 2020

Which is the best policy in LIC? Know All Policy

In LIC all plans are made with a specific purpose. So the plan that is tailored to your needs, that meets your needs. That is best for you. So to find the best plan for you, you have to clear two things. Here we provide 7 lic best policy for you it's can he help you.


1- Purpose of the policy

First, for what purpose are you taking insurance, what is your insurance for. Are you buying a policy for future plans of children like the teaching of children or marriage of children? Or taking a policy to achieve any of its economic goals. Or buying a policy for your retirement plan. Or you are taking a policy to protect your family. So what is the purpose of taking your policy, you should first clear it?


2- Single premium policy or regular premium.

Meaning you only have to pay the premium once or pay the regular premium every year. So you have to clean these two things, so that you can easily find the best plan for yourself.


There are 7 Best Policy in LIC


1. Jeevan Lakshy

This plan is also known as Kanya Daan Policy. If your life has a common goal. Whether you live or not, you want that goal to be fulfilled. Such as son's marriage or children's education. If you want that your work is not incomplete due to lack of money, then this plan is for you. Jeevan Lakshya is a renewable fund plan.


The minimum entry age is eighteen years and the maximum entry age is fifty years. Term is available in this plan from thirteen to twenty-five years. In case of death of the policyholder during the policy term, the premium gets waived in this plan and the nominee then gets ten percent of the sum assured till regular maturity every year.


And finally, the maturity amount is also given to the nominee at the time fixed by you. In such a situation, the policy you were aiming to take can be completed in this plan. So if you are taking a policy for a particular goal then Jeevan Lakshya is the option.


2. Jeevan Laabh

But if your aim is to make a high return or money then you can take life benefits. It is the most profitable policy of LIC. Jeevan Benefits is a limited premium Akshaya Nidhi plan and the minimum entry age in this plan is 8 years and the maximum entry age is 59 years.


In life, you have three options in term. If you take a term of 16 years, then you will have to pay 10 years premium. And if you take a term of 21 years, then you have to pay 15 years premium. And if you choose a term of 25 years, you will get a premium payment term of 16 years.


3. Single premium

If you want to achieve the child's future plan or any financial goal, just by paying a premium once. So this policy is for you. This policy can be taken with a single premium of only fifty thousand. This is a very good policy to gift to someone. This policy can be taken from a child of 90 days to 65 years. And term of 10 to 25 years is available in this plan.


4. New Jeevan Anand

This policy is one of the best selling policies of LIC. In which you get lifetime cover after maturity. That is, those who want to enjoy the maturity of the policy. And at the same time, if you want to leave something behind, then you can take this plan.


New Jeevan Anand is a regular premium plan. Which can be taken from 18 years to 50 years. And it has a term of 15 to 35 years.


5. Jeevan Umang

This is a lifetime life insurance plan. Within this plan, you prefer a premium paying term for yourself. Which is 15-20-25 or 30 years old. And after this term, you will get 8 percent of the regular sum assured of insurance every year throughout your life.


And if you live for years then you will get a very big maturity. Or if you die before this, then the nominee gets a huge amount as death benefit. This plan can be taken from a child of 90 days to 55 years.

6. Cancer Cover Plan


Under this plan, you can protect yourself financially from a dangerous disease like cancer at a very low premium. Cancer disease is increasing rapidly in India. In such a situation, if you want to protect yourself financially from cancer disease. So LIC's Cancer Cover Plan is for you.


This plan can be taken from 20 years to 65 years. Term is available in this plan from 10 years to 30 years. This is a profitable policy. That is, on finding out the cancer, the entire amount of insurance money is given to the policyholder. And after that one percent of the sum assured is given to the policyholder for the next ten years. And if the policyholder dies, the amount is paid to his / her nominee.


7. Jeevan Amar

If you want to get insurance for safe treatment. So LIC's Jeevan Amar plan is for you. In this, you can get a good life cover at a very low premium.


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